Terms of Service

Last Updated: 31/03/2025

Thank you for taking the time to review these Terms and Conditions (“Terms”). By using this website,
please note that you’re entering a legally binding agreement with findperson.io, and that you should carefully
read and understand all Terms, including our dispute resolution policy, which mandates binding arbitration on an
individual basis for most disputes, thus limiting remedies available and waiving rights to jury trials or class
actions.

Terms of Use

WE STRONGLY RECOMMEND REVIEWING THESE TERMS IN FULL, INCLUDING THE DISPUTE RESOLUTION CLAUSES, THE OPT-OUT LINK, AND
THE FAIR CREDIT REPORTING ACT (FCRA) AND OTHER USAGE RESTRICTIONS LISTED BELOW. BY USING, ACCESSING, OR MAKING ANY
PURCHASE THROUGH WWW.FINDPERSON.IO OR ANY AFFILIATED WEBSITE OR APPLICATION LINKING TO THESE TERMS (COLLECTIVELY,
THE “SITE”), YOU CONFIRM YOUR AGREEMENT TO THESE TERMS.

Among other details, these Terms include an agreement to arbitration and a waiver of class action rights, meaning you
forfeit the right to a court hearing or jury trial or to participate in class action lawsuits. Arbitration is
required and is the primary remedy for disputes unless stated otherwise. Please review the Dispute Resolution
section below for more information.

WE ASK THAT YOU THOROUGHLY REVIEW THESE TERMS AND CONDITIONS BEFORE ENGAGING WITH OR ACCESSING ANY CONTENT OR MAKING
ANY PURCHASE THROUGH THE SITE. BY USING THE SITE OR MAKING A PURCHASE, YOU ACKNOWLEDGE AND ACCEPT ALL TERMS AND
CONDITIONS CONTAINED HEREIN. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE THE SITE, PROVIDE INFORMATION TO
US, OR PURCHASE ANY SERVICES.

1. Introduction and Initial Note on the Fair Credit Reporting Act and Related Obligations

These Terms and Conditions (collectively, the “Terms”), together with our Privacy Policy, form a legally
binding agreement between you (“You” or “Your”) and findperson.io (“findperson.io,”
“We,” “Our,” or “Us”).

findperson.io provides a platform that aggregates publicly available information sources for your convenience. This
service is intended strictly for personal use, not for professional purposes, and allows users to search for
information as permitted under these Terms. Examples of acceptable uses include accessing information from one’s
own public records, reconnecting with friends or family, or learning about neighbors, online acquaintances, or
people involved in personal transactions. Visitors to our Site can view and/or access content, information, media,
text, data, images, graphics, user interfaces, audio, video, photographs, trademarks, logos, artwork, designs,
digital conversions, products, services, software functionality, and other materials (collectively, “Content”)
provided by findperson.io and our third-party content providers (“Third-Party Providers”). This includes
data from various external websites or services that compile information on individuals (each, a “Search
Subject”) and make it available through the Site or through other services offered (“FindPerson Queries”).

findperson.io DOES NOT PROVIDE PRIVATE INVESTIGATIVE SERVICES AND IS NOT A CONSUMER REPORTING AGENCY AS DEFINED BY
THE FAIR CREDIT REPORTING ACT (FCRA), 15 U.S.C. § 1681 et seq. THE INFORMATION WE PROVIDE IS NOT INTENDED, IN
WHOLE OR IN PART, TO BE USED IN DETERMINING A PERSON’S ELIGIBILITY FOR (a) CREDIT OR INSURANCE FOR PERSONAL,
FAMILY, OR HOUSEHOLD PURPOSES; (b) EMPLOYMENT PURPOSES; (c) HOUSING, EDUCATION, OR OTHER BENEFITS; OR (d) ANY
BUSINESS TRANSACTION INITIATED BY AN INDIVIDUAL CONSUMER FOR PERSONAL, FAMILY, OR HOUSEHOLD USE. WE DO NOT MAKE ANY
WARRANTIES OR REPRESENTATIONS CONCERNING THE CREDIT WORTHINESS, CHARACTER, GENERAL REPUTATION, PERSONAL
CHARACTERISTICS, OR LIFESTYLE OF ANY INDIVIDUAL. THEREFORE, THE ADDITIONAL PROTECTIONS AND OBLIGATIONS THAT APPLY TO
CONSUMER REPORTING AGENCIES UNDER THE FCRA ARE NOT RELEVANT TO THESE TERMS.

You therefore acknowledge and agree that you will not use FindPerson Queries, nor access or use any Content or
information from the Site about a Search Subject or individual, for any purpose prohibited by the FCRA. As we are
NOT a Consumer Reporting Agency, you are prohibited under the FCRA from using any information obtained from the Site
for the purpose of determining a Search Subject’s eligibility for:

Employment decisions, including hiring, reassignment, promotion, or retention of an individual (including household
workers like babysitters, cleaning personnel, contractors, etc.);

Housing decisions, including leasing residential or commercial property to a Search Subject;

Education or Benefits, including assessing qualifications for educational programs or scholarships;

Credit, Loans, or Insurance, including evaluating risk associated with credit, loans, or insurance based on current
debt obligations; and/or

Personal Business Transactions, including determining whether a Search Subject complies with the terms of an
individual customer account.

Additionally, using any Content from our Site to take “adverse action,” as defined by the FCRA, is
prohibited. Using information from findperson.io in these ways breaches these Terms and can result in potential
legal consequences. We reserve the right to terminate user access, close Accounts, and report violations to relevant
authorities. If you are unsure whether your intended use of information from findperson.io complies with these
restrictions, please reach out to us at [email protected] before conducting any FindPerson Queries or accessing
information on a Search Subject from our Site.

2. Scope of These Terms, License Grant, Electronic Signature, and Legal Age Requirement

We retain the right, at our discretion and without prior notice, to restrict your access to the Site or any portion
of it and to terminate your rights under these Terms. Your rights under these Terms will automatically terminate if
you fail to comply with them. Termination will be effective immediately, without further notice, and you are then
required to destroy any copies of any aspect of the Site in your possession, custody, or control.

These Terms govern your use and access of the Content provided and made available by us, your purchase of membership
plans through the Site, and your use of any FindPerson Queries provided in relation to these. findperson.io GRANTS
YOU A NON-EXCLUSIVE, NON-TRANSFERABLE (meaning your account is for your use alone; family, friends, or colleagues
must obtain their own accounts), REVOCABLE, AND LIMITED LICENSE FOR PERSONAL, INDIVIDUAL USE ONLY (NOT FOR
PROFESSIONAL PURPOSES). THIS LICENSE TO ACCESS AND USE THE SITE, CONTENT, AND FINDPERSON QUERIES (and, for
subscribers, additional related services) IS GRANTED ON THE CONDITION THAT YOU ACCEPT AND AGREE TO ALL TERMS
CONTAINED HEREIN. You also agree that FINDPERSON.IO may terminate this license at any time, for any reason. BY USING
THE SITE, YOU ACKNOWLEDGE AND ACCEPT THESE TERMS IN FULL. BY MAKING A PURCHASE, SELECTING A PAYMENT METHOD, AND
PROVIDING YOUR PAYMENT INFORMATION, YOU AUTHORIZE US TO CHARGE YOUR SELECTED PAYMENT METHOD FOR THE CHOSEN
MEMBERSHIP PLAN. IF YOU DO NOT AGREE WITH ALL TERMS, YOU ARE NOT PERMITTED TO ACCESS OR USE THE SITE AND ARE ADVISED
TO EXIT IMMEDIATELY.

Accordingly, these Terms apply to you when you: (a) access, view, download, or otherwise use any part of the Site,
except the home page located at www.findperson.io; and/or (b) submit an online application to become a user or
subscriber on findperson.io, which enables access to various services provided through the Site. By performing
either of these actions, you confirm that you (a) have read, understood, and agreed to be bound by these Terms in
their entirety; (b) consent to the use of electronic signatures, contracts, orders, and records and to the
electronic delivery of notices, policies, and transaction records initiated or completed through the Site or other
interactions with findperson.io; and (c) waive any rights or requirements under any laws or regulations in any
jurisdiction that require (i) an original (non-electronic) signature, (ii) the delivery or retention of
non-electronic records, or (iii) non-electronic payments or credits.

By providing your email address, you consent to receive emails from us. Access to the Site and its services is
restricted to individuals at least eighteen (18) years of age who are legally able to enter into binding contracts
under applicable law. If you are under eighteen (18) or do not agree to these Terms in full, you are not permitted
to access, view, download, or use any page on the Site other than the home page located at www.findperson.io and
should not submit an online application to become a user or subscriber.

The findperson.io Privacy Policy (“Privacy Policy”) is incorporated by reference into these Terms. By
accepting these Terms, you acknowledge and consent to the collection and use of certain personally identifiable
information as outlined in the Privacy Policy. Any requests to remove your information from findperson.io’s
People Search results will be managed according to the Privacy Policy, which can be viewed [here].

3. Class Action Waiver, Mandatory Arbitration, Dispute Resolution, and Governing Law

BY USING THE SITE, YOU AGREE TO THE MANDATORY INDIVIDUAL ARBITRATION PROVISION TO RESOLVE DISPUTES, REPLACING JURY
TRIALS OR CLASS ACTIONS AND LIMITING AVAILABLE REMEDIES. You further acknowledge that any claims, disputes, or
controversies between you and findperson.io (including claims against any of our employees, agents, affiliates,
subsidiaries, predecessors, successors, or assigns) related to the Site, its Content, FindPerson Queries, related
services, transactions, relationships, or your information—including but not limited to tort and contract
claims, claims under any federal, state, or local statute, law, order, ordinance, or regulation, and questions of
arbitrability—will be resolved through final and binding arbitration as outlined below. You agree that all
such claims shall be brought solely on an individual basis and not as part of any class, representative, or private
attorney general proceeding. Similarly, you accept that any disagreement regarding whether a dispute is subject to
arbitration will be resolved by the arbitrator, not a court. Additionally, the arbitrator may not consolidate claims
from different individuals or preside over any form of a collective proceeding. By agreeing to arbitration, you
voluntarily waive any right to a jury trial.

AGREEING TO THIS ARBITRATION AGREEMENT MEANS YOU ARE WAIVING YOUR RIGHTS TO GO TO COURT OR HAVE A JURY TRIAL.
Arbitration allows disputes to be resolved by neutral arbitrators rather than a judge or jury. Although arbitration
is less formal than a court trial, an arbitrator may still grant relief.

Apart from the arbitration agreement stated above, you also waive any right to participate in any class action in any
way related to or arising from these Terms. This class action waiver is essential to the arbitration of any
dispute(s) and is inseparable from this agreement.

YOU UNDERSTAND THAT BY ACCEPTING THIS AGREEMENT TO ARBITRATE, WHICH INCLUDES A WAIVER OF CLASS ACTION AND CLASS
ARBITRATION, YOU MAY ONLY PURSUE CLAIMS AGAINST FINDPERSON.IO, OUR AGENTS, OFFICERS, SHAREHOLDERS, EMPLOYEES,
AFFILIATES, PREDECESSORS, SUCCESSORS, OR ASSIGNS INDIVIDUALLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS
OR REPRESENTATIVE ACTION. IF YOU DO NOT AGREE TO THIS ARBITRATION AGREEMENT AND CLASS ACTION WAIVER, PLEASE NOTIFY
US IN WRITING AND DO NOT USE THE SITE, FINDPERSON QUERIES, OR OUR SERVICES.

These Terms shall be considered executed and performed in New York, NY, and are governed by and interpreted in
accordance with New York State laws, without regard to conflicts of law principles.

At findperson.io, we aim to resolve most issues through our customer service team. Should you have a concern, please
reach out as directed in the “How to Contact Us” section. If your concern remains unresolved, we outline
the following resolution process for disputes arising from your use of the Site or services provided (each a “Service
Claim”).

To reach an efficient resolution, you and findperson.io agree to first discuss any Service Claim informally for a
minimum of 30 days. The party raising the Service Claim must send a notice detailing (1) the nature of the claim and
(2) a proposed resolution. If you wish to raise a Service Claim, please send your notice by email
([email protected]) or certified mail to: findperson.io, Attn: Legal Department, MSC – 149098, P.O. Box
105168, Atlanta, GA 30348-5168. We will contact you at the email or mailing address provided in your notice. If
findperson.io initiates a Service Claim, we will send notice to the email we have on file for you, or by other legal
means if necessary.

IF A RESOLUTION IS NOT REACHED WITHIN 30 DAYS, BOTH PARTIES AGREE TO BINDING INDIVIDUAL (NOT CLASS) ARBITRATION
ADMINISTERED BY ARBITRATION RESOLUTION SERVICES INC. (“ARS”) UNDER RULES GOVERNING DISPUTES BETWEEN
BUSINESSES AND INDIVIDUALS. If ARS is unavailable or declines to arbitrate, arbitration will be managed by a widely
recognized arbitration organization that both parties mutually consent to, without unreasonable delay or
refusal.

Exceptions to Arbitration: Both parties may pursue intellectual property claims or claims regarding unauthorized data
access on the Site (including claims relating to patent, copyright, trademark, service mark, trade secrets, or
automated data scraping) in New York’s state or federal courts. Both parties agree to submit to these courts’
jurisdiction.

Nothing in these Terms precludes either party from seeking injunctive relief in New York courts to protect rights
pending an arbitration outcome. To resolve issues promptly, both parties agree to initiate arbitration or court
proceedings, where allowed, within one year of the claim’s arising and waive any right to a jury trial;
otherwise, the claim is waived.

Rather than requiring physical presence in New York, ARS provides cloud-based arbitration. Any disagreements over
arbitration location will be settled by an ARS arbitrator.

After the 30-day informal resolution period, you may initiate individual (not class) arbitration per ARS’s
rules. If you initiate arbitration, your fees will be limited to the Application filing fee specified by ARS. Both
parties agree that any arbitration outcome may be enforced by a court of competent jurisdiction. If findperson.io
loses, we will reimburse your reasonable legal fees; however, if we prevail, we will not seek recovery of our legal
fees, irrespective of who initiated arbitration.

Class Action and Trial Waiver: UNDER THESE TERMS, YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION AGAINST US.
ANY AWARD OR DECISION BY THE ARBITRATOR WILL BE FINAL AND BINDING, ENTERABLE AS JUDGMENT IN ANY COMPETENT COURT.

4. Removing Your Information

If you wish to have your personal information removed from our Site, please visit our Opt-out page.

5. Modifications to These Terms

We reserve the right to modify these Terms, in whole or in part, at our sole discretion. Any modifications take
effect immediately upon being posted to the Site. If you are a subscriber, we may also communicate these changes to
you directly when you log in. Please note: (i) changes to the Dispute Resolution section will not apply to any
disputes initiated before the modification; and (ii) modifications to the Membership Requirements and Conditions,
including Registration, Account Username and Password, Term/Termination, and Fees, Taxes, and Billing, will not
affect any charges incurred prior to the modification.

If you do not terminate your account within seven (7) days after we provide notice of modifications as described
above, or if you continue to access or use the Site or its services after the modified Terms are posted, you agree
to be bound by these changes. Unless otherwise noted, any future offer(s) available on the Site that add to or
improve existing features will also be subject to these Terms.

6. Restrictions on Your Use of the Site and Information Obtained from findperson.io — Your Obligations

You are granted a non-exclusive, non-transferable, revocable limited license to access and use the Site, Content,
FindPerson Queries, and, if you are a subscriber, certain other services in accordance with these Terms for
individual, personal (not professional) use. findperson.io reserves the right to terminate this license at any time,
particularly if you fail to comply with the permissible uses of the Site as outlined below.

As a condition to access the Site and its services, you agree that, unless expressly authorized by these Terms or in
writing by findperson.io, you will not:

Using information from findperson.io for these purposes violates both these Terms and the law, potentially resulting
in criminal penalties. We take violations seriously and may terminate access, close accounts, and report violators
to authorities. If you are unsure whether your intended use complies with these restrictions, please contact us at
[email protected].

Use the Site, its services, or Content (including FindPerson Queries) in violation of applicable laws or for any of
the following purposes:

Identity Theft, Fraud, or Harassment, including mass marketing, robo-dialing, or spamming other users;

Seeking Information on Minors, Celebrities, or Public Figures;

Producing, Publishing, or Distributing Defamatory, Obscene, or Offensive Content;

Infringing Legal Rights of third parties, including intellectual property and privacy rights;

Any Activity that involves false or misleading information, invades privacy, or promotes bigotry or harm.

Share or transmit Site Content or FindPerson Query results to third parties. Treat all information obtained through
the Site as confidential, and take reasonable steps to ensure secure storage.

Submit Information or conduct Queries about Search Subjects without proper authorization.

Reproduce, compile, or include any part of the Site, Content, or FindPerson Queries in any separate database,
collection, or information system.

Use, copy, reproduce, or distribute any part of the Site or its Content for commercial or competitive purposes.

Access the Site through automated means, for mass marketing, direct mail, or tampering purposes.

Perform automated activities on the Site, such as using bots, scripts, scrapers, or crawlers.

Create Derivative Works by modifying any part of the Site, Content, FindPerson Queries, or services.

Combine Site Content with Third-Party Content in any form.

Interfere with Site functionality or security, including attempting to bypass security measures or accessing
non-public areas.

Take actions that impose unreasonable demands on Site infrastructure, including excessive report requests.

Conceal your computer’s identity or IP address, such as by using a VPN, to disguise communication origins.

Deep-link to any findperson.io page other than the home page.

Cover or obscure advertisements on findperson.io.

Imitate findperson.io’s appearance on another website through framing or mirroring.

Use the Site through multiple sessions concurrently, share your account, or grant unauthorized access to others.

Use the Site for unsolicited contact or spam purposes.

Use the Site, Content, or FindPerson Queries for professional, commercial, governmental, marketing, or other
non-personal purposes.

Access the Site from, or seek information on, individuals outside the United States.

Unauthorized use of the Site may result in civil or criminal prosecution, including penalties under the Computer
Fraud and Abuse Act of 1986. We reserve the right to monitor and record Site activity without notice, disclosing
information to law enforcement as needed. We may also modify, suspend, terminate, or limit access to the Site or
portions thereof at any time without advance notice.

7. Some of Our Reserved Rights

We provide access to the Site as it is available, under the conditions outlined in these Terms. You are solely
responsible for your use of the Site and any information you obtain from it. findperson.io reserves the following
rights:

  1. To monitor, view, record, review, audit, or otherwise oversee your or others’ use of the Site, FindPerson
    Queries, other services, or information submitted during the application process (“Registration Data”).
  2. To moderate any disputes between you and third parties, including, but not limited to, disputes with other Site
    visitors, subscribers, or Search Subjects.
  3. To verify the identity of any Site user, including any subscriber applicant, and to confirm the purposes for
    which they are using the Site.
  4. To reject, cancel, or not accept any orders, or terminate accounts that we reasonably suspect, at our sole
    discretion, to be fraudulent, related to fraudulent activity, or in violation of these Terms. We also reserve
    the right to deny subsequent orders from customers with a history of fraudulent orders, previous credit card
    disputes, or other suspicious activities.
  5. To monitor subscriber/user activity on the Site, especially for potential professional use, and to audit,
    inquire into, require reaffirmation of, restrict, limit, or deactivate accounts as deemed necessary for
    compliance. This may include contacting you to verify compliance with these Terms and applicable law. Please
    note that creating multiple accounts to access free trials may be considered misuse, and such activity could
    result in the suspension of accounts and service.

8. Billing Errors, Promotional Prices, and Discounts

Any promotional prices or discounts will be displayed at checkout. If you believe you have been billed incorrectly,
please promptly contact our Customer Service department toll-free at 1-866-885-6480 to report the error. We will
strive to resolve any discrepancies as quickly as possible.

9. Proprietary Rights

All proprietary rights to the Site’s Content, including FindPerson Queries, as well as the design, arrangement,
compilation, and coordination of such Content, are owned by or licensed to findperson.io and are protected under
applicable intellectual property laws (including copyright and trademark laws). Except as explicitly permitted in
these Terms or with findperson.io’s written consent, you are not granted any rights or licenses to use any
patents, copyrights, trade secrets, publicity rights, trademarks, service marks, know-how, or other proprietary
rights of findperson.io or the Content. The “findperson.io” name and logo, along with all custom
graphics, icons, and service names, are trademarks of findperson.io. All other trademarks remain the property of
their respective owners.

findperson.io reserves all rights not expressly granted in these Terms. By using the Site, you do not acquire
ownership of the Site, our services, Content, or any other information obtained from it.

10. Your Grant of License to Feedback, et al.

We appreciate feedback and suggestions on how to enhance the Site, Content, and FindPerson Queries. By submitting any
ideas, suggestions, information, or other materials, you represent and warrant that such feedback does not infringe
upon, misappropriate, or violate the intellectual property or proprietary rights of any third party, and that you
possess all necessary rights to provide this feedback to us.

By submitting feedback, you acknowledge and agree that, subject to the Privacy Policy, you grant findperson.io an
irrevocable, perpetual, royalty-free, worldwide, transferable, assignable, sublicensable, fully paid-up,
non-exclusive right and license to use, copy, display (in whole or in part), adapt, distribute, publish, reproduce,
disseminate, transmit, create derivative works from, commercialize, retain, analyze, and otherwise use your feedback
globally, in any form, medium, or technology now known or later developed, without any obligation to notify,
approve, identify, or compensate you or any other party. By submitting materials, you expressly waive any claim to
the contrary.

This license applies to any information, ideas, concepts, comments, feedback, suggestions, Content, Registration
Data, and other materials you provide directly or indirectly to findperson.io through the Site. This includes
information associated with Search Subjects and any ideas or suggestions related to the Site or our services. By
providing such materials, you represent and warrant that neither your submission nor findperson.io’s use of
your submission will violate any agreement, law, or third-party rights (including privacy and intellectual property
rights) and that the information you submit is accurate.

findperson.io does not solicit ideas, concepts, or other materials for improving the Site or services provided
through the Site, and you acknowledge that you bear all risks related to the use or distribution of any such ideas,
concepts, or materials.

11. Posting Reviews, Social Media Forums, Rights to Use and Use at Your Own Risk

You acknowledge and agree that you do not have any proprietary interest in the content of the Site or any affiliated
platforms we control, including social media pages, blogs, message boards, comment sections, and other interactive
features where users may post comments and other content. By submitting any feedback, suggestions, reviews, or forum
contributions, you grant findperson.io a royalty-free, irrevocable, non-exclusive, assignable, transferable, and
sublicensable license to use, reproduce, modify, publish, translate, create derivative works from, distribute,
transmit, perform, and display such content (in whole or in part) for any purpose and/or to incorporate it into
other works in any form, medium, or technology now known or later developed, for the entire term of any rights that
may exist in such content. You represent and warrant that you hold all necessary rights to submit your review or
forum contribution to us and to the Site. Furthermore, you agree that these reviews and forum contributions are
non-confidential for all purposes, and we have no control over how any third party may use ideas or information
therein once posted. We assume no responsibility for and recommend against posting any confidential or sensitive
information. You alone are responsible for any liability arising from your reviews and forum contributions.

To post honest reviews and commentary about the Site, FindPerson Queries, and related services or items, and/or forum
contributions, you acknowledge and agree to the following:

You further agree not to post, display, upload, or transmit any content that:

findperson.io reserves the right, at its sole discretion, to refuse to post or to remove any review or forum
contribution without notice. We do not endorse or assume liability for the content uploaded or submitted by users.
While we generally do not pre-screen, monitor, or edit user-generated content on forums, chat rooms, message boards,
or other interactive services, we and our agents reserve the right to remove content that we believe does not comply
with these Terms or is otherwise harmful, objectionable, or inaccurate. We are not responsible for any delay or
failure to remove such content. You consent to such removal and waive any claims against us related to this removal
of content.

12. Membership Requirements and Conditions

By submitting a complete and accurate online application, agreeing to these Terms, and receiving approval from
findperson.io, you can obtain an account by paying the applicable fees. Subscribers, subject to these Terms and
applicable fees, may access FindPerson Queries and other services available to account holders. These provisions
apply if you submit an application for an account and, upon approval, become a user/subscriber:

Registration

To join the Site as a user/subscriber, you must be at least eighteen (18) years old, possess the necessary equipment
and internet connection, and intend to use the Site’s services for personal (not professional) purposes.
findperson.io will evaluate your application and notify you of acceptance or rejection. If any information provided
during your application changes, you must immediately notify findperson.io. We reserve the right to reject your
application or terminate your account at any time and for any reason. By submitting an application, you acknowledge
that you have independently assessed the benefits of accessing our services and have not relied on any
representations beyond those in these Terms.

Account Username and Password

You may need to register a username and obtain a password to access the Site’s services. By doing so, you agree
that:

Term and Termination

findperson.io reserves the right, at its sole discretion, to restrict, suspend, modify, or terminate your account
without liability or prior notice, for any reason. Upon termination, suspension, or restriction of your account:

Provisions that, by nature, survive account termination will remain in effect after the account has expired or been
terminated.

Fees, Taxes, and Billing

To use the Site’s services or purchase products, you will be presented with applicable fees and billing
arrangements at checkout. Subscription fees may be charged on a recurring basis. By subscribing or purchasing from
our Site, you authorize us to charge your payment card. For your protection, we may request additional
authentication for credit card payments, and we may refuse an order if authentication is unsuccessful. If you
suspect fraudulent use of your payment method to purchase a FindPerson Query, please contact Customer Service.
Payment by check, cash, or money order is not accepted.

Depending on your state of residence, you or we may be responsible for any applicable sales or use taxes on Site
services. All orders are subject to applicable taxes in the customer’s state, and you authorize us to take
necessary measures to comply with applicable laws.

BY SUBMITTING PAYMENT, YOU REPRESENT AND WARRANT THAT YOU (A) ARE AT LEAST EIGHTEEN (18) YEARS OLD AND (B) HAVE THE
LEGAL RIGHT TO USE YOUR SELECTED PAYMENT METHOD. By providing payment information, you consent to our handling of
this information in line with our Privacy Policy, including sharing it with third-party payment processors for
processing. findperson.io is not responsible for the security of payment information once in the control of
third-party processors.

You acknowledge that failure to use the Site’s services does not justify non-payment of subscription or other
fees. Upon prior notice (including by email), findperson.io may, at its discretion, change its pricing or billing
practices. If you disagree with these changes, you may cancel your subscription. However, you remain responsible for
all previously incurred fees, including any late fees. Continued use of your subscription after notice of changes
constitutes consent to those changes, and failure to terminate your account within seven (7) days of notice means
you agree to the new terms.

If you fail to make scheduled payments, overdue amounts may accrue interest at the lesser of 1.5% per month,
compounded monthly, or the maximum allowed by law. Non-payment may result in account deactivation and restricted
Site access.

findperson.io also reserves the right to reject or cancel any order, regardless of confirmation, without liability.
If your payment method was already charged for an order we cancel, a refund will be issued as applicable. For
questions, please contact Customer Service.

13. Indemnification

You agree to defend, indemnify, and hold harmless findperson.io, including its parent companies, subsidiaries,
affiliates, joint ventures, third-party service providers, and their respective members, officers, directors,
employees, agents, shareholders, content licensors, suppliers, contractors, attorneys, and partners, from any and
all claims, liabilities, expenses (including reasonable attorneys’ fees), damages, costs, demands, and
judgments arising from or related to:

These indemnification provisions benefit findperson.io, its associated entities, and each of their respective
officers, directors, members, employees, agents, and other partners, who have the right to enforce these provisions
directly against you.

14. Disclaimer of Warranties

findperson.io provides the Site, Content, FindPerson Queries, and all other services “AS IS” and “AS
AVAILABLE.” To the fullest extent allowed by law, all express and implied warranties are disclaimed, including
but not limited to warranties of merchantability, non-infringement, and fitness for a particular purpose.
findperson.io does not guarantee:

The Site and its Content may contain errors, bugs, or other limitations. findperson.io and its affiliates are not
liable for issues related to your internet connection when accessing the Site. No advice or information, whether
oral or written, obtained from findperson.io or through the Site, creates any warranty not explicitly stated in
these Terms.

We reserve the right to make changes to the Site at any time, including adding or discontinuing features, content, or
materials. You accept full responsibility and risk when using or relying on Content from the Site.

Disclaimer on Infringement and Views: Your use of the Site is at your own risk, and we make no guarantee that your
use of the Site will not infringe upon the rights of others. Any views or opinions expressed within blogs, posts,
articles, or other areas of the Site are those of the authors and do not necessarily represent findperson.io’s
views or policies.

Please be aware that certain information may be restricted or not accessible. For example, criminal records available
through FindPerson Queries may include data that has since been expunged, sealed, or otherwise altered.

False Positives Disclaimer: You acknowledge and agree that “false positives” may occur—instances
where search results inaccurately attribute facts due to similar names or reporting errors. Results and information
from the Site may not always perfectly match the individual or entity you are seeking.

While we use commercially reasonable efforts to provide reliable data, all FindPerson Query information is sourced
from third parties, which may not always be thorough or precise. As such, you should not fully rely on the accuracy
or completeness of the information provided. We disclaim all representations and warranties regarding the
suitability, completeness, timeliness, reliability, legality, or accuracy of the Content for any specific
purpose.

15. Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT findperson.io, ALONG WITH ITS PARENT COMPANIES, SUBSIDIARIES, AFFILIATES,
JOINT VENTURES, AND THIRD-PARTY SERVICE PROVIDERS, INCLUDING EACH OF THEIR MEMBERS, OFFICERS, DIRECTORS, EMPLOYEES,
AGENTS, SHAREHOLDERS, CO-BRANDERS, CONTENT LICENSORS, SUPPLIERS, CONTRACTORS, ATTORNEYS, AND OTHER PARTNERS, SHALL
NOT BE HELD LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL,
OR EXEMPLARY DAMAGES (NOTE: SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL
DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU). THIS INCLUDES, BUT IS NOT LIMITED TO, DAMAGES
FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF findperson.io HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES), TO THE FULLEST EXTENT PERMITTED BY LAW, ARISING FROM OR RELATING TO:

Your Use of the Site: Any issues stemming from your use of or inability to use the Site, including the Content,
FindPerson Queries, or other findperson.io products or services.

Substitute Goods or Services: The cost of procuring replacement goods or services resulting from your purchase of any
findperson.io products, services, Content, or other data from the Site.

Unauthorized Access: Unauthorized access to, or alteration of, your registration data or any other personal
information maintained by findperson.io.

Any Other Dispute Related to the Site: Any dispute related to the Site, the Content, or other products and services
of findperson.io.

This limitation of liability applies to all causes of action under statutory and common law, including but not
limited to breach of contract, breach of warranty, negligence, strict liability, misrepresentation, and any other
tort. By agreeing to these Terms, YOU RELEASE findperson.io, ITS PARENT COMPANIES, SUBSIDIARIES, AFFILIATES, JOINT
VENTURES, AND THIRD-PARTY SERVICE PROVIDERS, AND EACH OF THEIR MEMBERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS,
SHAREHOLDERS, CO-BRANDERS, CONTENT LICENSORS, SUPPLIERS, CONTRACTORS, ATTORNEYS, AND OTHER PARTNERS, FROM ANY AND
ALL OBLIGATIONS, LIABILITIES, AND CLAIMS BEYOND THE LIMITATIONS SPECIFIED HEREIN.

Maximum Liability: If applicable law does not permit this limitation, our maximum liability to you under any and all
circumstances will be capped at five hundred dollars ($500.00).

Time Limitation on Claims: No action, regardless of its form, arising from your use of the Site, the Content,
FindPerson Queries, or any other findperson.io products or services may be initiated by you or findperson.io more
than one (1) year after the occurrence that gave rise to the cause of action.

The limitations of liability specified in this section form an essential part of the agreement between you and
findperson.io, and access to the Site would not be provided to you without such limitations. In jurisdictions where
certain exclusions or limitations of damages are not allowed, our liability will be restricted to the fullest extent
permitted by law.

16. Links to Other Websites, Advertisers, and Third-Party Products/Services: Proceed at Your Own Risk

To enhance your browsing experience, our Site may link to third-party websites or reference information, software,
materials, and services provided by other parties. Please note:

17. Cancellation Policy

The subscription can be canceled by the user independently in the personal account. To cancel the subscription, a
user needs to adhere to the following detailed instructions:

  1. A user must log in to their account on findperson.io using the method they registered with, such as Facebook,
    email, or a Google account.
  2. Once logged in, the user should locate their account number in the top right corner of the page and click on it.
    This will open a new menu.
  3. In the newly opened menu, the user should click on «Subscriptions.» On the «My subscriptions» page, the user
    must select the «Cancel subscription» option.
  4. A new window will then appear asking for confirmation to cancel. The user must follow the on-screen
    instructions.
  5. After the page refreshes, the user must ensure that it indicates the subscription has been successfully
    canceled. The user should verify that a confirmation message stating that the subscription is canceled is
    visible.

If the confirmation message is not visible, the user is advised to take a screenshot and email it to
[email protected]. It is important to note that the user can only contact support after they have attempted to
cancel the subscription on their own and it has not been successful.

Please be aware that sending an email to [email protected] or calling with a request to cancel a subscription
does not constitute an official cancellation. A subscription can only be canceled by the user through their account
by following the instructions above.

18. Refund Policy

Please note that the monthly fee and subscription terms are clearly agreed upon before the purchase, and these terms
are also detailed on the purchase page and within our terms and conditions. If the subscription was not canceled
before the next billing cycle, this does not qualify as a valid reason for a refund.

If you find your refund reason to be valid, please fill out the form below with the necessary details or or email the
following information to [email protected]:

19. Treatment of Reversals and Chargebacks

Credit/debit card reversals and chargebacks may indicate possible fraudulent use or theft of our services and may
prompt us to:

20. Equitable Relief

You acknowledge that any breach or threatened breach of these Terms or unauthorized or unlawful use of the Site or
findperson.io Queries would cause irreparable harm to findperson.io, for which monetary damages would be
insufficient. In such circumstances, findperson.io has the right, in addition to any other available remedies, to
seek immediate injunctive relief without posting a bond. Nothing in these Terms limits findperson.io’s legal
or equitable remedies.

21. Entire Agreement

These Terms, alongside the Privacy Policy and any other applicable operating rules, policies, fee schedules, and
additional terms or documents that may be published or agreed upon from time to time (and are expressly incorporated
herein by reference), collectively represent the complete and only agreement between You and findperson.io regarding
Your use of the Site. These Terms supersede any prior or contemporaneous agreements, representations, warranties, or
understandings related to Your use of the Site and its contents. If any information or material on the Site, or
otherwise provided by Us, includes terms that conflict or are inconsistent with these Terms, these Terms shall
prevail unless revised terms are agreed upon in a signed document by an authorized officer of findperson.io.

22. Force Majeure

Except for payment obligations, neither party will be liable for, or considered in breach of, these Terms due to
delays or failures to perform required actions caused by events beyond reasonable control, including but not limited
to natural disasters, fires, explosions, network outages, vandalism, computer hacking, national emergencies,
insurrections, acts of terrorism, riots, wars, strikes, or similar labor disputes (collectively, a “Force
Majeure Event”). If a Force Majeure Event occurs, the affected party will notify the other party and use
commercially reasonable efforts to minimize its impact.

23. Severability

If any provision of these Terms is determined to be invalid or unenforceable by a court, that provision will be
modified and interpreted to best achieve its original intent within the limits of the law, while the remaining
provisions will continue in full effect.

24. Waiver

The failure of findperson.io to enforce any right or remedy or insist on strict adherence to any provision of these
Terms does not constitute a waiver of that right, remedy, or provision. Any waiver must be in writing and signed by
a duly authorized officer of findperson.io.

25. Misconduct

findperson.io reserves the right, at its sole discretion, to restrict, suspend, or terminate Your account or Site
access if it determines that You have violated these Terms.

26. Transferability

These Terms are binding and enforceable by the successors and assigns of findperson.io. You may not transfer, assign,
or delegate any rights or obligations under these Terms without a signed written consent from an authorized officer
of findperson.io, and any attempt to do so may result in termination of Your Site access.

27. Relationship with findperson.io

Nothing in these Terms creates a partnership, joint venture, agency, franchise, sales representation, or employment
relationship between findperson.io and You or any third party. You lack any authority to make or accept offers or
representations on behalf of findperson.io.

28. Notices

findperson.io may deliver legal and other notices to You at its discretion by: (a) posting notices on the Site; or
(b) sending notices via email, postal mail, overnight courier, or facsimile to any contact information provided by
You. If You wish to provide notice to findperson.io, it must be sent prepaid through U.S. certified mail or an
international/domestic overnight courier to findperson.io. Notices sent by email or facsimile, even if confirmed
electronically, will only be deemed valid if receipt is confirmed in writing by a duly authorized officer of
findperson.io.

29. Important Reminder: Prohibited Uses of the Site

Please be reminded that findperson.io does NOT provide private investigator services or consumer reports, nor is it a
consumer reporting agency under the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., which is
incorporated herein by reference. The information provided through our Site is NOT gathered or intended to be used,
either partially or wholly, to establish an individual’s eligibility for (a) credit or insurance for personal,
family, or household use; (b) employment purposes; (c) benefits, housing, or educational admissions; or (d) any
business transaction initiated by an individual for personal, family, or household purposes. findperson.io makes NO
representations or warranties regarding any person’s creditworthiness, character, general reputation, personal
characteristics, or lifestyle. The consumer protections afforded under the FCRA and the obligations required of
consumer reporting agencies do not apply to findperson.io’s services and are not included in these Terms.

By using our Site, You agree not to conduct any findperson.io Queries or use any Content or other information from or
through the Site for purposes prohibited by the FCRA. As findperson.io is NOT a Consumer Reporting Agency, You are
prohibited by the FCRA from using any information obtained through the Site about a Search Subject, including data
gathered through findperson.io Queries, to determine the eligibility of any individual for:

Furthermore, You may NOT use any Content from the Site to make decisions that constitute an “adverse action”
as defined by the FCRA. Using information about a Search Subject obtained from Us for any of the above-stated
purposes is a violation of both these Terms and the law and may carry criminal penalties. We are committed to
compliance and will terminate access, cancel accounts, and report violators to law enforcement as warranted.

You are therefore strictly prohibited from using Our Site, Content, findperson.io Queries, or any information
provided regarding Search Subjects for decision-making related to employment, tenant screening, consumer credit,
insurance, or any other purpose requiring FCRA compliance or which is otherwise unlawful, such as harassment,
stalking, or doxing. You agree not to use any information from Our Site for evaluating prospective individuals or
candidates for:

Our services and information do NOT constitute a consumer report, as defined by the FCRA. By using this Site, You
expressly acknowledge and agree not to use any information obtained from the Site as a factor in assessing:

If You are uncertain whether Your intended use of information from findperson.io complies with these restrictions,
please contact us at [email protected] before conducting any findperson.io Queries or obtaining information
about a Search Subject.

Please be advised that the information available on the Site may not always be entirely accurate, complete, or up to
date. Exercise due diligence and caution, especially when considering an individual’s criminal history. As we
source data from various licensors and sources, we cannot guarantee the absolute accuracy of this information or
make assurances regarding the character or integrity of any individual.

30. Other Terms

  1. Except where unenforceable or inapplicable, including the state of New Jersey, End User understands that content
    and data provided on or through findperson.io’s Websites and/or Mobile Apps (collectively or singly, «content»)
    is sometimes entered poorly, processed incorrectly, and generally not free from defect. End User agrees that
    findperson.io Products should not be relied upon as accurate, timely or complete.
  2. End User understands that findperson.io Products contain sensitive information that is governed by various state
    and federal laws, and End User agrees that he or she is responsible for determining which laws apply based upon
    his or her obtaining or use of such information and Content. End User further agrees that he or she Is solely
    responsible for complying with all applicable laws.
  3. By submitting and signing (including an electronic or digital signature, such as clicking an accept button in a
    manner that complies with applicable law which may include electronic signature or click-through accept) the End
    User Agreement, the End User shall acknowledge that he or she has read and agrees to be bound by the terms of
    the End User Agreement.
  4. Any unauthorized use of findperson.io’s Website, Mobile App. and/or its Content is expressly prohibited.
  5. The Content provided on this Website or Mobile App is for the personal use only of the End User and not for
    commercial exploitation.
  6. End User understands that findperson.io is not a consumer reporting agency, and findperson.io Products do not
    constitute a «consumer report». as defined by the federal Fair Credit Reporting Act, 15 U.S.C. Section 1681 et
    seq. («FCRA»). findperson.io Products may not be used to determine eligibility for credit, insurance,
    employment. or used for any other purpose governed by the FCRA, including, but not limited to the following:
    • to make decisions about or in connection with hiring, promoting, reassigning, or continuing to employ any
      person, including current or potential volunteers and household employees such as childcare workers,
      contractors, or home health aides;
    • to make decisions about or in connection with renting or selling a house, apartment, or other residential
      property to any person;
    • to make decisions about or in connection with lending money or extending credit to any person;
    • in connection with the underwriting of insurance;
    • for any purpose related to any eligibility determination about a person; or
    • for any other purposes that would require FCRA compliance.
  7. Additionally, findperson.io Products may not be used for any of the following purposes:
    • To physically or emotionally injure or harm any person or entity (e.g. stalking, harassment, defaming, libeling,
      threatening, providing obscene or indecent materials, fraud, Identity theft, violation of privacy rights, and
      criminal activity).
    • To promote or provide instructional information about illegal activities or advance physical harm or Injury
      against any group or individual.
    • To use findperson.io Products or information derived from findperson.io Products in combination with any purpose
      or personal information covered under such federal statutes as the FCRA. Gramm-Leach-Bliley Act, Health
      Insurance Portability and Accountability Act (HIPAA), Driver’s Privacy Protection Act. the Children’s Online
      Privacy Protection Act (COPPA), and/or an similar laws on the state level.
    • To seek information about, locate, or harm individuals under the age of 18 years.
    • To obtain personal Information pertaining to famous people, government officials. or election candidates.
    • In connection with credit repair or credit counseling services.
    • For marketing purposes or for commercial credit origination.
    • To use or otherwise export or re-export Content in violation of the export control laws and regulations of the
      United States of America.

  8. Neither this Agreement nor the license granted to End User may be assigned, transferred, or sublicensed by End
    User, in whole or in part.
  9. findperson.io Products, in whole or in part, may only be accessed from within the United States.
  10. End Users must not share their username and/or password. findperson.io Products are Intended for use by End User
    only and may not be delivered to, or filed with, third parties.
  11. End User will not access. retrieve any data from, or otherwise perform any other activities on or through
    findperson.io’s Websites or Mobile Apps using any type of software or other automated process (e.g.scripts,
    robots, scrapers, crawlers, or spiders).
  12. Except where otherwise inapplicable or prohibited by law, including the state of New Jersey, findperson.io and
    its third party information providers do not warrant the accuracy, completeness, timeliness, and currentness
    merchantability or fitness for a particular purpose of findperson.io Products. findperson.io and its third party
    information providers shall not be liable for, and End User agrees not to sue for, any claim relating to
    findperson.io’s procuring, compiling, collecting, Interpreting, reporting, communicating, or delivering
    findperson.io Products.
  13. findperson.io may audit End User’s use of findperson.io Products. End User agrees to cooperate and to provide
    findperson.io all documentation reasonably requested relating to End User’s account.
  14. findperson.io’s and its third party information providers’ entire liability to End User ls limited to money
    damages not exceeding one hundred dollars $100. findperson.io and its third party information providers shall
    not be liable for any other damages, costs or expenses whatsoever. findperson.io acknowledges that this
    limitation of liability may be unenforceable and inapplicable in certain states, including New Jersey. Consumers
    in those states have additional rights. If that Is the case, the limitation of liability shall not apply in
    accordance with applicable law.
  15. Third party information providers shall have the same rights to indemnification that findperson.io does, which
    shall be no less than the following standard: End User agrees to indemnify, defend and hold findperson.io, Its
    officers, directors, employees. agents, licensors, suppliers and any of findperson.io’s third party Information
    providers (“Indemnified Parties”) harmless from and against an claims, losses, expenses, damages and
    costs, including reasonable attorneys’ fees, resulting from any violation of these Terms of Use by you or
    arising from or related to any postings uploaded or submitted by you.
  16. The provisions of this End User Agreement relating to disclaimer of quality of Content, limitations on
    liability, and indemnification are for the benefit of findperson.io and the Indemnified Parties. Each of
    findperson.io and the Indemnified Parties shall have the right to assert and enforce those provisions directly
    against the End User on their or Hs own respective behalf.
  17. The terms in End User Agreement relating to disclaimer of warranties. access and use of findperson.io Products,
    audit, limitation of liability, indemnification, End User’s release of claims, and payment for findperson.io
    Products shall survive any termination of the End User Agreement
  18. End User agrees that any breach by End User of its agreements with findperson.io would cause findperson.io and
    the Indemnified Parties Irreparable harm and that, In addition to money damages. findperson.io and the
    Indemnified Parties shall be entitled to Injunctive relief. without having to post a bond.
  19. End User will not use findperson.io Products for the purposes prohibited in this Agreement. Any misuse of
    findperson.io Products will be the basis for immediate suspension of services, termination of End User’s account
    or membership, and/or legal action.
  20. End User must accept the End User Agreement and agree to amend or resubmit this End User Agreement if
    information supplied by End User changes.
  21. Notwithstanding the terms above, findperson.io acknowledges that certain provisions set forth above in this
    Exhibit A. including disclaimer of warranties and limitation of liability, which are not applicable or
    unenforceable as to New Jersey residents, pursuant to applicable law, shall not apply to New Jersey residents in
    accordance with the Truth-in-Consumer Contract. Warranty and Notice Act (TCCWNA). N.J.S.A. 56:12•14 to
    •18.